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Afterpay Limited (abbreviated as Afterpay) is a multinational financial technology company owned by Block, Inc., best known for its buy now, pay later (BNPL) service. It was founded in Australia and also operates in the United Kingdom, Canada, the United States, and New Zealand. Afterpay was founded in 2014 by Nick Molnar and Anthony Eisen. [1]
URL. www.houzz.com. Users. 65 million (November 2021) [1] Launched. February 2009; 15 years ago (2009-02) Houzz is an American website, online community and software for architecture; interior design and decorating; landscape design and home improvement. It was founded in 2009 and is based in Palo Alto, California.
In February 2020, Afterpay was reported to have 3.6 million active customers in the US, 3.1 million in Australia and New Zealand, and 600,000 in the UK. In August 2021, Afterpay and Square announced that Afterpay would be acquired by Square. [65] Block paid US$29 billion in stock for the acquisition and the process was finalized in January 2022.
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The company began serving Europe and Canada in August 2013 and announced support in Hong Kong, Singapore, and Malaysia in 2015. [ 8 ] [ 9 ] By late 2015, Braintree was processing nearly $50 billion in authorized payment volume, up from $12 billion at the time it was acquired by PayPal, and had 154 million cards on file, up from 56.5 million.
Payments Canada is headquartered in Ottawa, with an office in Toronto. The organization has 115 members including the Bank of Canada, chartered banks, trust and loan companies, credit union centrals, federations of caisses populaires, and other financial institutions. The Minister of Finance has oversight responsibilities for Payments Canada.
In 2014, Molnar began working with Anthony Eisen to develop Afterpay, a consumer lending company that would allow consumers to purchase items up to $1000 and pay in four interest-free instalments. [3] Late charges would accrue beginning after a payment is missed, with interest and fees capped at 25% of an item's price.