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I just booked two cruises through a TA & got the Costco travel insurance! Costco had better medical evac & medical premiums coverage. If you book through Costco travel cost is 5% of trip; if not 6.5%. Our TA price was less than Costco as we got better OBC & choice of cabins.
If you book through Costco Travel, the premium is 5% of the insured amount and you can do it all online. If not booked through Costco Travel the premium is 6.5% of insured amount and you have to call Cover-More. You do need a Costco membership, however. I haven't had to file a claim with them, but the insurance coverage is very good, IMHO. 1. 1.
89.3k. December 15, 2006. TX. #4. Posted August 17, 2007. I think costco provides the insurance not thru a secondary company. As i said the $15 quote was for cheapie cruises, $269, $269, $449 pp. I got a higher quote for insurance on a cruise that was $599 and $699. We were just looking for medical to cover diabetes.
23,281. Feb 10, 2022. #2. If you are looking at a Disney Cruise, no TA is allowed to discount the cruises beyond the same fares offered by booking directly through DCL. What you DO get with Costco is a Costco card valued at approximately 8% of the cruise fare, after your cruise is completed.
The cancel for any reason is why I always buy HAL's for a long trip. It is not, however, travel insurance. Nor should one rely on its med-evac coverage. We self-insure instead of travel insurance; and our medical coverage covers us world-wide, so HAL's policy plus med-evac insurance fits our needs.
Cruise/Travel Insurance; Cruise Critic Community. Forums. Find Your Roll Call ... Costco travel insurance ...
If you are a person that travels and dines a lot, I would consider looking at a credit card that offers a generous insurance policy (Chase Sapphire Reserve). Yes, the yearly fee is astronomical, but the value far outweighs the cost of the fee. As long as you pay for the entire trip with your card, then you are covered.
Looks like Costco changed over to Zurich recently, but I really know nothing about them. Pricing and coverage seems reasonable, including 50% CFAR coverage. I already have GeoBlue and Medjet Horizon so I'm not too concerned about medical or evacuation coverage. Anyone have any other info? Thanks.
142. January 4, 2002. #10. Posted January 28, 2008. Costco is not offering free insurance anymore-the agent said since November-they are now offering a generous OBC and their insurance is reasonable depending on the price of the cabin--$61 per person for Balcony. $300 OBC. I love Costco and always book with them.
This means all or the majority of their US customers are coming from Costco. If they begin to provide bad services, etc., I don't think Costco will continue there relationship with CoverMore. That would be a signification loss for CoverMore. PS: If you research any Travel Insurance Policy, you'll see that they all try to get out of paying claims.