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The Supreme Court blocked the one-time debt relief plan (you may also know this as the forgiveness of up to $20,000 for Pell Grant borrowers). But you may be able to get help repaying your loans, including full loan forgiveness, through other federal student loan programs.
Loan Simulator can help you check which student loan repayment plans you’re eligible for, whether you want to. compare repayment results (like a lower monthly payment), enroll in a new plan based on your end goal, see if you qualify for loan forgiveness, and under which plans, or
Access to various forms of loan forgiveness and discharge, such as Public Service Loan Forgiveness, teacher loan forgiveness, total and permanent disability discharge, and borrower defense to repayment discharge.
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You may qualify for forgiveness of the remaining balance due on your eligible federal student loans based on your employment in a public service job.
Federal Student Aid offers a platform to manage federal student loans and access various repayment options.
Loan Simulator helps you estimate monthly student loan payments and choose a loan repayment option that best meets your needs and goals. You can also use it to decide whether to consolidate your student loans.
Cancel some or all debt for federal student loan borrowers who entered repayment a long time ago. Borrowers with only undergraduate debt would qualify for forgiveness if they entered repayment on or before July 1, 2005, and borrowers with graduate school debt or a mix undergraduate and graduate debt would qualify for forgiveness if they entered ...
The Public Service Loan Forgiveness (PSLF) program forgives the remaining balance on your federal student loans after 120 payments working full time for federal, state, Tribal, or local government; the military; or a qualifying non-profit. Learn more about PSLF and apply.
This guide provides information about repayment of loans from the following federal student loan programs: • The William D. Ford Federal Direct Loan (Direct Loan) Program — Under this program, loans are made by the U.S. Department of Education (ED). • The Federal Perkins Loan Program —Under this program, loans are made by schools. •