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Penalty type. First offense. Subsequent offenses. Fines. $300 to $1,000. Up to $5,000. License suspension. Up to one year. Two years. NJ MVC surcharge. $100 for license reinstatement
As of Jan. 1, 2026, minimum auto insurance coverage in New Jersey will be: $35,000 bodily injury liability per person. $70,000 bodily injury liability per accident. $35,000 uninsured/underinsured ...
Vehicle insurance in the United States. Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage.
The New Jersey Department of Banking and Insurance (DOBI) is one of 15 principal departments in New Jersey government. The department's mission is to regulate the banking, insurance and real estate industries in a professional and timely manner that protects and educates consumers and promotes the growth, financial stability and efficiency of these industries. [1]
In the United States, driver's licenses are issued by each individual state, territory, and the District of Columbia rather than by the federal government due to federalism. Drivers are normally required to obtain a license from their state of residence. All states of the United States and provinces and territories of Canada recognize each ...
A suspended license does not necessarily mean that a driver can not obtain insurance. Although you may not be able to drive, you will likely still need to maintain insurance on your vehicle to ...
Website. www .nj .gov /mvc. The New Jersey Motor Vehicle Commission ( NJMVC or simply MVC) is a governmental agency of the U.S. state of New Jersey. The equivalent of the Department of Motor Vehicles in other states, it is responsible for titling, registering and inspecting automobiles, and issuing driver's licenses .
A driver's license, driving licence, or driving permit is a legal authorization, or the official document confirming such an authorization, for a specific individual to operate one or more types of motorized vehicles—such as motorcycles, cars, trucks, or buses —on a public road. Such licenses are often plastic and the size of a credit card.
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