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A payment processor is a system that enables financial transactions, commonly employed by a merchant, to handle transactions with customers from various channels. Learn about the history, types, and features of payment processors, as well as the network architecture and security measures involved.
SWIFT is a cooperative society that provides a secure network and standards for international payments and messages between banks and other financial institutions. It also assigns SWIFT codes, also known as BICs, to identify different entities in the global financial system.
Heartland Payment Systems is a U.S.-based payment processing and technology provider that merged with Global Payments in 2016. It offers various services such as payment processing, payroll, gift card, eCommerce, and school solutions.
Learn about the different types of payment cards, such as credit, debit, prepaid and stored-value cards, and how they work. Find out the history of payment cards, from the first ATM cards to smart cards, and their technical features and standards.
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TSYS is an American financial technology company that provides payment processing services, merchant services and related payment services. It was merged into Global Payments Inc. in 2019 and has a history of acquisitions and partnerships in the industry.
Learn about the history, operation and existing systems of automated clearing house (ACH), a computer-based network for processing low-value payments. ACH is used in many countries, such as the U.S., the UK, Canada, China and India.
Electronic funds transfer (EFT) is the electronic transfer of money from one bank account to another, either within a single financial institution or across multiple institutions, via computer-based systems. Learn about the types, history, and examples of EFT transactions.