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  2. What do the 3 credit bureaus do? - AOL

    www.aol.com/finance/3-credit-bureaus-213955962.html

    The three major credit bureaus are Equifax, Experian and TransUnion. The credit bureaus manage records on your accounts, balances and the payments you make. Each credit bureau operates ...

  3. This One Mistake Can Tank Your Credit Score 100 Points ... - AOL

    www.aol.com/finance/mistake-tank-credit-score...

    Few things are worse for your credit than filing for bankruptcy, the consequences of which are even worse than being 30 days late with a payment. “You can expect your credit score to drop ...

  4. What Hurts Your Credit Score? These 10 Financial ... - AOL

    www.aol.com/hurts-credit-score-10-financial...

    Why You Need to Check Your Actual Credit Report. All three major credit bureaus — Equifax, Experian and TransUnion — are offering free weekly credit reports through April 2022. Usually, you ...

  5. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Consumers can get free VantageScores from free credit report websites, and from some credit cards issued by Capital One, American Express, U.S. Bank, Chase Bank, TD Bank, N.A., Synchrony Bank, and USAA Bank. The VantageScore 3.0 and 4.0 lower than 550 is very poor, 550–649 is poor, 650–699 is fair, 700–749 is good, and 750–850 is excellent.

  6. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit history is a record of a borrower's responsible repayment of debts. [1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report ...

  7. Big Three (credit rating agencies) - Wikipedia

    en.wikipedia.org/wiki/Big_Three_(credit_rating...

    The Big Three credit rating agencies are S&P Global Ratings (S&P), Moody's, and Fitch Group. S&P and Moody's are based in the US, while Fitch is dual-headquartered in New York City and London, and is controlled by Hearst. As of 2013 they hold a collective global market share of "roughly 95 percent" [1] with Moody's and Standard & Poor's having ...

  8. How to cancel or close a credit card - AOL

    www.aol.com/finance/cancel-close-credit-card...

    Step 1: Pay off your remaining balance. The first step to cancel your credit card is to pay off your outstanding balance. While you aren’t required to pay off the amount owed before closing an ...

  9. Advance-fee scam - Wikipedia

    en.wikipedia.org/wiki/Advance-fee_scam

    An advance-fee scam is a form of fraud and is one of the most common types of confidence tricks. The scam typically involves promising the victim a significant share of a large sum of money, in return for a small up-front payment, which the fraudster claims will be used to obtain the large sum. [ 1 ][ 2 ] If a victim makes the payment, the ...

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