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  2. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

  3. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    A debt consolidation loan can provide a lower interest rate than most credit cards. According to Bankrate data , the average personal loan currently has an interest rate of around 12 percent.

  4. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    Bankruptcy. Bankruptcy is a legal process that provides relief from overwhelming debt by liquidating assets or creating a repayment plan. Chapter 7 bankruptcy is ideal for unsecured loans (such as ...

  5. How To Consolidate Credit Card Debt - AOL.com

    www.aol.com/finance/consolidate-credit-card-debt...

    You’ll likely pay closing costs on a HEL or HELOC loan, which reduce how much you save by consolidating your credit card debt. Repay Credit Card Debt With Retirement Money. You can tap into your ...

  6. 5 best debt consolidation options

    www.aol.com/finance/5-best-debt-consolidation...

    Debt consolidation options. There are several ways to consolidate debt, including the following. 1. Balance transfer credit card. The best balance transfer cards often come with zero interest or a ...

  7. Debt consolidation combines multiple debts under a new personal loan or credit card to streamline repayment. Consolidating makes the most sense if you qualify for a lower rate than what you had on ...

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