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  2. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card than you currently have. This is doable with a “good” credit score, which is at least 670 ...

  3. How does debt consolidation work? Answers from someone who’s ...

    www.aol.com/finance/debt-consolidation-loans...

    Debt consolidation is a form of debt refinancing in which the borrower takes out a loan, credit card or line of credit and uses it to pay off other debts. This helps debt repayment as the borrower ...

  4. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    The process will generally involve taking out a new personal loan with a lower interest rate. Debt consolidation is one of the best options for credit card debt relief, and not just because of the ...

  5. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    A debt consolidation loan can provide a lower interest rate than most credit cards. According to Bankrate data , the average personal loan currently has an interest rate of around 12 percent.

  6. 5 best debt consolidation options

    www.aol.com/finance/5-best-debt-consolidation...

    Consumers with good or excellent credit scores generally qualify for competitive interest rates on debt consolidation loans. The average credit card currently has an interest rate of nearly 21 ...

  7. Which debt should you pay off first? Five options to consider

    www.aol.com/finance/debt-pay-off-first-five...

    Example — Assume you have the following credit card and loan balances: Credit card one: $750 ($1,000 credit limit, 75% credit utilization) Credit card two: $1,500 ($3,000 credit limit, 50% ...

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