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2. Mortgage industry of the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_industry_of_the...

   Verification of Mortgage (VOM) or Verification of Payment (VOP) Borrower's Authorization; Purchase Sales Agreement; 1084A and 1084B (Self-Employed Income Analysis) and 1088 (Comparative Income Analysis) - used if borrower is self-employed; Closing costs

3. Full documentation loan - Wikipedia

   en.wikipedia.org/wiki/Full_documentation_loan

   Full documentation loan. In the United States, full documentation loan refers to a loan where all income and assets are documented. [1] It is typically referred to as a "full doc" loan in the mortgage industry and is a common type of loan used for financing a home purchase. [2]

4. Mortgage fraud - Wikipedia

   en.wikipedia.org/wiki/Mortgage_fraud

   Mortgage fraud. Mortgage fraud refers to an intentional misstatement, misrepresentation, or omission of information relied upon by an underwriter or lender to fund, purchase, or insure a loan secured by real property. Criminal offenses may be prosecuted in either federal or state court, and are typically charged under wire fraud, bank fraud ...

5. Understanding the mortgage underwriting process - AOL

   www.aol.com/finance/understanding-mortgage...

   Mortgage underwriting is the process the lender uses to determine whether to approve your mortgage application. Before underwriting, ... Income, asset and employment verification.

6. Navy Federal says external review finds ‘non-race factors ...

   www.aol.com/navy-federal-says-external-review...

   Casey Tolan and Rene Marsh, CNN. March 23, 2024 at 3:36 PM. The nation’s largest credit union said this week that an external review found it hadn’t considered race in mortgage underwriting ...

7. American Freedom Mortgage - Wikipedia

   en.wikipedia.org/wiki/American_Freedom_Mortgage

   American Freedom Mortgage, Inc. (AFM) was a private S Corporation incorporated on February 2, 2001, according to the Georgia Secretary of State, and headquartered in Marietta, Georgia. AFM conducted business as a multi-state direct-to- consumer correspondent lender and mortgage broker specializing in the origination of subprime and Alt-A ...