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2. How to Build a Month-By-Month Financial Plan - AOL

   www.aol.com/finance/build-month-month-financial...

   Creating a monthly budget is the foundation of any month-by-month financial plan. Begin by listing your income sources and fixed expenses, such as rent or mortgage payments, utilities and debt ...

3. 9 Free, Easy-To-Use Budget Templates and Spreadsheets - AOL

   www.aol.com/finance/9-free-easy-budget-templates...

   Instead, here are nine completely free, simple-to-use budget templates and spreadsheets that are available to download right now. 1. Microsoft Excel Personal Monthly Budget Spreadsheet. Where to ...

4. How to budget with the 50/30/20 rule: A simple, effective ...

   www.aol.com/finance/50-30-20-budgeting-rule...

   Say you earn an income of $2,000 a month. Following the 50/30/20 rule would mean allocating $1,000 to needs, $600 to wants and $400 to savings or high-interest debt. But if your monthly rent and ...

5. Personal budget - Wikipedia

   en.wikipedia.org/wiki/Personal_budget

   Personal budgets are usually created to help an individual or a household of people to control their spending and achieve their financial goals. Having a budget can help people feel more in control of their finances and make it easier for them to not overspend and to save money. [3] People who budget their money are less likely to amass large ...

6. YNAB - Wikipedia

   en.wikipedia.org/wiki/YNAB

   You Need a Budget (YNAB) (pronounced / ... is an online personal budgeting program based on the envelope system developed by a privately owned American company of the ...

7. Mortgage calculator - Wikipedia

   en.wikipedia.org/wiki/Mortgage_calculator

   4%. Mortgage calculators are automated tools that enable users to determine the financial implications of changes in one or more variables in a mortgage financing arrangement. Mortgage calculators are used by consumers to determine monthly repayments, and by mortgage providers to determine the financial suitability of a home loan applicant. [2]