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Now you have a $5,000 balance and $10,000 in total credit. Your credit utilization jumps to 50%, which would hurt your credit score. If you had downgraded your card instead, this wouldn't have ...
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In the absence of a physical card, customers can use the UPI as credit cards for transactions. [60] The service was officially launched on 20 September 2022. [61] For the first time, RuPay credit card usage topped ₹10,000 crore in a single month in December 2023, accounting for roughly 6% of the domestic credit card market. The number of ...
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