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Learn about the bankruptcy code that governs the process of liquidation under the U.S. bankruptcy laws. Find out the differences between Chapter 7 for businesses and individuals, the exceptions to discharge, the means test, and the credit implications.
A Chapter 7 bankruptcy can discharge a wide array of debt — credit card debt, tax debts, medical bills, personal loans, payday loans, even some types of student loans.
Key takeaways. There are two common types of bankruptcy: Chapter 7 and Chapter 13. Filing for bankruptcy is a time-consuming process that can take years to stop affecting your finances.
Bankruptcy is a legal process of seeking relief from debts to creditors. Learn about the origin, evolution, types and consequences of bankruptcy, as well as the different approaches and regulations in various countries and regions.
Learn about the history, law, and types of bankruptcy in the US, governed by the Bankruptcy Code. Find out the differences between liquidation (Chapter 7), reorganization (Chapters 9, 11, 12, and 13), and cross-border insolvency (Chapter 15).
Filing Chapter 13 immediately after Chapter 7 is also referred to as Chapter 20 bankruptcy. You won’t receive a discharge when filing Chapter 20 since you aren’t waiting the full four years.
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