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  2. Lump sum payout vs. annuity from a pension: How to decide - AOL

    www.aol.com/finance/lump-sum-payout-vs-annuity...

    4. Your risk tolerance. Your comfort level with investment risk is a critical factor in deciding between a lump sum and an annuity. A lump sum exposes you to a lot of risk. Invest the money too ...

  3. Annuity - Wikipedia

    en.wikipedia.org/wiki/Annuity

    Annuity. In investment, an annuity is a series of payments made at equal intervals. [ 1] Examples of annuities are regular deposits to a savings account, monthly home mortgage payments, monthly insurance payments and pension payments. Annuities can be classified by the frequency of payment dates. The payments (deposits) may be made weekly ...

  4. Q&A: How to retire financially comfortably and regret-free - AOL

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    For her new book "How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement," Christine Benz surveyed personal finance experts on what you need to know to retire successfully.

  5. Sinking fund - Wikipedia

    en.wikipedia.org/wiki/Sinking_fund

    In modern finance, a sinking fund is, generally, a method by which an organization sets aside money over time to retire its indebtedness. More specifically, it is a fund into which money can be deposited, so that over time preferred stock, debentures or stocks can be retired. See also "sinking fund provision" under Bond (finance)#Features .

  6. Preferred stock - Wikipedia

    en.wikipedia.org/wiki/Preferred_stock

    Sustainable finance. v. t. e. Preferred stock (also called preferred shares, preference shares, or simply preferreds) is a component of share capital that may have any combination of features not possessed by common stock, including properties of both an equity and a debt instrument, and is generally considered a hybrid instrument.

  7. Pros & Cons of Cumulative Preferred Stock - AOL

    www.aol.com/finance/pros-cons-cumulative...

    There are different ways that dividends can be paid out, depending on which type of stock you own. Cumulative preferred stock distributes accumulated dividends on a preset schedule, before any ...

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