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2. Universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Universal_life_insurance

   Universal life insurance. Universal life insurance (often shortened to UL) is a type of cash value [ 1] life insurance, sold primarily in the United States. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest ...

3. Universal Life Insurance: Benefits, Drawbacks & Costs ... - AOL

   www.aol.com/finance/universal-life-insurance...

   Universal life insurance offers several key benefits, making it a potentially attractive option for those seeking a life insurance product. The main pros include flexibility, cash value growth ...

4. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person (often the policyholder). Depending on the contract, other events such as terminal ...

5. Variable universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Variable_universal_life...

   Variable universal life is a type of permanent life insurance, because the death benefit will be paid if the insured dies at any time as long as there is sufficient cash value to pay the costs of insurance in the policy. With most if not all VULs, unlike whole life, there is no endowment age (the age at which the cash value equals the death ...

6. Annuities vs. life insurance: What’s the difference? - AOL

   www.aol.com/finance/annuities-vs-life-insurance...

   Universal life insurance: Universal life insurance offers flexible premiums and death benefits, meaning that policyholders may adjust these amounts at some points in the policy’s life.

7. Types of life insurance - AOL

   www.aol.com/finance/types-life-insurance...

   There are more types of permanent insurance than there are term policies. The main types of permanent life insurance are: Whole life insurance. Universal life insurance. Equity Indexed Universal ...