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Equifax. Equifax Workforce Solutions, formerly known as TALX (pronounced "talks"), is a wholly owned subsidiary of Equifax. [ 1][ 2][ 3] It is based in St. Louis, Missouri. [ 4] The company was originally founded in 1972 under the name Interface Technology Inc. The company maintains a database named "The Work Number" that holds and maintains ...
The Work Number. The Work Number is an American employment verification database created in 1985 by Talx Corporation. [ 1][ 2][ 3] Talx, (now Equifax Workforce Solutions) was acquired by Equifax Inc. in February 2007 for US$ 1.4 billion. [ 4]
Certegy was a public corporation created in 2001 when Equifax spun off their payment services division. The corporation had two divisions of its own: check verification and credit cards. In September 2005, a merger with Fidelity Information Services, a subsidiary of Fidelity National Financial, was announced. The merger was completed in 2006.
Fraud alerts are free and last 90 days or seven years, depending on which type of alert you choose. To reach the three nationwide credit bureaus, just visit their website or give one of them a ...
In May 2024, mortgage lenders First Financial Lending and Greystone Mortgage filed a proposed class-action lawsuit against Equifax, accusing the company of monopolizing the market for electronic income and employment verification services, allegedly leading to higher prices. [92] [93]
The Office of Personnel Management data breach was a 2015 data breach targeting Standard Form 86 (SF-86) U.S. government security clearance records retained by the United States Office of Personnel Management (OPM). One of the largest breaches of government data in U.S. history, the attack was carried out by an advanced persistent threat based ...
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Verification of employment. Verification of Income and Employment (VOIE) is a process [1] used by banks and mortgage lenders in the United States to review the employment history of a borrower, [2] to determine the borrower's job stability and cross-reference income history with that stated on the Uniform Residential Loan Application (Form 1003).