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  2. First-time homebuyer guide - AOL

    www.aol.com/finance/first-time-homebuyer-guide...

    A first-time homebuyer is someone who has either never owned a home or who has not owned a home in the last several years. First-time homebuyer programs offer loans with low down payments and ...

  3. Mortgage seasoning: What is it and what are the requirements?

    www.aol.com/finance/mortgage-seasoning...

    Bankruptcy waiting period. Foreclosure waiting period. Conventional loan. 4 years for Chapter 7 or Chapter 11 (2 years with exceptions); 2 years from discharge or 4 years from dismissal of Chapter 13

  4. How to prepare for a home insurance inspection - AOL

    www.aol.com/finance/prepare-home-insurance...

    Here are a few areas to assess when preparing for a home insurance inspection: Loose or missing shingles on the roof. Unsecured gutters or debris inside and visible. Cracks or loose bricks in a ...

  5. Gun laws in New Jersey - Wikipedia

    en.wikipedia.org/wiki/Gun_laws_in_New_Jersey

    N/A. Yes. N.J. Admin. Code § 13:54. New Jersey calls its permit a "permit to carry a handgun" and is a "shall-issue" by judicial ruling for concealed firearm carry. It must be approved by both the municipality's police chief and a NJ judge, whereas the applicant will not know who denied the $200 application to carry.

  6. Gun laws in New York - Wikipedia

    en.wikipedia.org/wiki/Gun_laws_in_New_York

    The purchase of a handgun in New York is limited to only those individuals who hold a valid pistol permit issued by a county or major city within New York, and present to the seller a purchase document issued by the licensing authority, with the specific make, model, caliber, and serial number of the handgun indicated on the document.

  7. Federal Housing Administration - Wikipedia

    en.wikipedia.org/wiki/Federal_Housing_Administration

    The Federal Housing Administration ( FHA ), also known as the Office of Housing within the Department of Housing and Urban Development (HUD), is a United States government agency founded by President Franklin Delano Roosevelt, established in part by the National Housing Act of 1934. Its primary function is to provide insurance for mortgages ...

  8. Should you apply for a mortgage online? - AOL

    www.aol.com/finance/apply-mortgage-online...

    Pros of online-only mortgage applications. Faster processing – Lenders focused on a high-tech application experience tend to offer faster processing times — handling loan applications 20 ...

  9. Home inspection - Wikipedia

    en.wikipedia.org/wiki/Home_inspection

    A disaster inspector at work in the United States assessing tornado damage to a house. A home inspection is a limited, non-invasive examination of the condition of a home, often in connection with the sale of that home. Home inspections are usually conducted by a home inspector who has the training and certifications to perform such inspections.

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