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Check current BECU interest rates on CDs, Money Market accounts and checking and savings products. We offer competitive rates to help you save more.
BECU’s fixed-rate certificates of deposit offer a variety of saving options. Discover current CD rates and more.
Standard CD rates at BECU currently range from 1.81% to 4.75% APY. You are eligible for higher APYs (2.32% to 5.00%) if you have a Member Advantage checking or savings account.
To get the higher rates on CDs, IRAs, and Money Market accounts, plus a premium rate on the first $500 in your savings account, enroll in free Member Advantage. After opening your Member Share Savings account, qualify for Member Advantage with these three steps:
With Member Advantage, you'll enjoy even better earnings on your CD, IRA and higher-balance Money Market accounts. Member Advantage also rewards you with a premium rate on the first $500 in both your checking and savings accounts. Learn more. Try our Investing and Budgeting calculators.
Your first CD matures in one year. You can either spend the $5,000 plus interest on your savings goal or reinvest it in another CD. Consider a CD barbell if you want to save for different goals at different times. Meanwhile, the $5,000 in the five-year CD continues to grow over five years.
Earn a higher rate on the first $500 in both the Member Advantage Checking and Saving. 1. No monthly fees or minimum balances needed to maintain the accounts. Refunded out-of-network ATM withdrawal fees (up to $3 a month). 2. Earn higher interest rates on CDs, IRAs and Money Market accounts.
But rates across the board tend to be much lower than at other big credit unions. BECU CDs have a low opening minimum of $500 and a wide range of terms, from three months to five years.
Business Certificate of Deposit. Grow your business savings with a fixed, high-yield rate. Make an Appointment. Deposit Rates. APY Effective 9/24/2024*. 3.65. %. APY. 12-17 Month Business CD.
See the latest certificate of deposit rates and offers from BECU. SmartAsset's experts give a brief overview of each CD account, including their current rates, minimum balance and fees. See if opening up a CD account today is right for you.