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Predatory lending refers to unethical practices conducted by lending organizations during a loan origination process that are unfair, deceptive, or fraudulent. While there are no internationally agreed legal definitions for predatory lending, a 2006 audit report from the office of inspector general of the US Federal Deposit Insurance Corporation (FDIC) broadly defines predatory lending as ...
The Real Estate Settlement Procedures Act (RESPA) was a law passed by the United States Congress in 1974 and codified as Title 12, Chapter 27 of the United States Code, 12 U.S.C. §§ 2601 – 2617. The main objective was to protect homeowners by assisting them in becoming better educated while shopping for real estate services, and eliminating ...
The Commission for Complaints for Telecom-television Services (CCTS; French: Commission des plaintes relatives aux services de télécom-télévision, CPRST) is Canada's national, independent and industry-funded organization created to resolve telecommunication and television service complaints from consumers and small business customers fairly and free of charge.
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Over the past 12 months, Lender Processing Services generated $432.4 million cash while it booked net income of $226.7 million. That means it turned 18.4% of its revenue into FCF. That sounds ...
In December 1945, the Central Mortgage and Housing Corporation was incorporated by act of the 19th Canadian Parliament, taking effect on 1 January 1946. [ 3][ 12] Its founding purpose was to find and create housing for returning war veterans and their families, as well as to lead Canada's housing programs. [ 13]