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Equifax. Equifax Workforce Solutions, formerly known as TALX (pronounced "talks"), is a wholly owned subsidiary of Equifax. [ 1][ 2][ 3] It is based in St. Louis, Missouri. [ 4] The company was originally founded in 1972 under the name Interface Technology Inc. The company maintains a database named "The Work Number" that holds and maintains ...
The Work Number. The Work Number is an American employment verification database created in 1985 by Talx Corporation. [ 1][ 2][ 3] Talx, (now Equifax Workforce Solutions) was acquired by Equifax Inc. in February 2007 for US$ 1.4 billion. [ 4]
Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [ 1] It is an inexpensive and main alternative to other forms of consumer loan underwriting . Lenders, such as banks and credit card companies, use credit scores to ...
The 2017 data breach landed the consumer credit ratings agency with a record fine, and analysts say the company fumbled its response. A hack at Equifax exposed the data of 147 million people.
According to a recent report by the Federal Trade Commission, 1 in 20 Americans have meaningful errors on their credit reports that need to be corrected. One major credit reporting bureau just ...
AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.
A FICO score is a credit score model from the Fair Isaac Corporation that lenders have used since 1989 to assess the credit risk of individual consumers. FICO scores are three-digit numbers, which ...
An Equifax "spokesperson told the Post-Dispatch that Equifax blocked the Heartland account information from appearing on Haman's credit report after a reporter's inquiry." [ 73 ] [ 79 ] In April 2014, Equifax was sued in New York federal court by God Gazarov, who claimed the company erroneously reports him as having no credit history because of ...