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Adjustable-rate mortgage. A variable-rate mortgage, adjustable-rate mortgage ( ARM ), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets. [ 1] The loan may be offered at the lender's standard variable rate ...
Adjustable-rate mortgage example. Let’s say you took out a 30-year 5/1 ARM for $350,000 with an introductory rate of 6.65 percent (the average rate as of this writing). Here’s how your payment ...
A 5/1 ARM is a common type of adjustable-rate mortgage. Portions of this article were drafted using an in-house natural language generation platform.The article was reviewed, fact-checked and ...
A 10/1 ARM is a hybrid mortgage — that is, a mortgage with a fixed and a variable period. For the first 10 years, the borrower pays the same interest rate on the loan. After that, the rate can ...
In human anatomy, the arm refers to the upper limb in common usage, although academically the term specifically means the upper arm[ 1][ 2] between the glenohumeral joint (shoulder joint) and the elbow joint. The distal part of the upper limb between the elbow and the radiocarpal joint ( wrist joint) is known as the forearm or "lower" arm, and ...
According to the United Nations Office on Drugs and Crime, the international framework on firearms is composed of three main instruments: the Firearms Protocol, the United Nations Programme of Action to Prevent, Combat and Eradicate the Illicit Trade in Small Arms and Light Weapons in All Its Aspects (Programme of Action, or PoA) and the International Instrument to Enable States to Identify ...
A vibrato system on a guitar is a mechanical device used to temporarily change the pitch of the strings. It adds vibrato to the sound by changing the tension of the strings, typically at the bridge or tailpiece of an electric guitar using a controlling lever, which is alternately referred to as a whammy bar, vibrato bar, or tremolo arm. [ 1]
The forearm is the region of the upper limb between the elbow and the wrist. [ 1] The term forearm is used in anatomy to distinguish it from the arm, a word which is used to describe the entire appendage of the upper limb, but which in anatomy, technically, means only the region of the upper arm, whereas the lower "arm" is called the forearm.