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Registered Retirement Savings Plan (RRSP) - Canada.ca. An RRSP is a retirement savings plan that you establish, that we register, and to which you or your spouse or common-law partner contribute. Deductible RRSP contributions can be used to reduce your tax.
RRSPs have been around since 1957 and were introduced by the federal government. Their aim was to help Canadians save for retirement by providing them with a tax-deferred savings plan.
Explore different scenarios before you decide on the right savings plan and timing for your retirement. Use the Financial Goal Calculator to see how your savings may grow over time. How inflation may affect your retirement
An RRSP provides short and long-term tax advantages that can help fund the retirement you want. It’s an investing and retirement savings account registered with the Canada Revenue Agency (CRA) that provides Canadians benefits to save for retirement.
Set up a registered retirement savings plan, and make a contribution. Tax-free savings accounts. How to open a tax free savings account, information about annual contribution limits, and withdrawals. Registered education savings plan. Learn how registered education savings plans work, who can apply and receive payments, and the rules on ...
An RRSP is a savings plan that lets you save for retirement on a tax-deferred basis, so your money grows faster! Learn more.
An RRSP is a retirement savings plan that Canadians can open and contribute to up until the age of 71. RRSPs are registered with the government and any income you earn on your RRSP savings or...
What’s an RRSP? A registered retirement savings plan (RRSP) is a retirement account registered with the Canada Revenue Agency. Over the course of your lifetime, you can put money into your RRSP to accumulate savings. An RRSP is designed to hold several qualified investments, such as: stocks. bonds. mutual funds units. segregated fund contracts.
Open an RRSP now. Special Offer. Earn up to $600 with a Scotiabank banking package and an investment plan. Learn more. Why invest your money with RRSP. Contributions you make to your RRSP reduce your taxable income while your investments grow on a tax-deferred basis. What is an RRSP? RRSP helps you save for retirement.
A Registered Retirement Savings Plan (RRSP) is a retirement savings and investing vehicle for employees and self-employed people in Canada. Pre-tax money is placed into an RRSP and...