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    Oregon. Oregon State University allows senior citizens at least 65 years old to audit college courses for free at a maximum of eight credit hours per semester. The University of Oregon also waives ...

  4. Roblox - Wikipedia

    en.wikipedia.org/wiki/Roblox

    There are a sizable amount of scams relating to Roblox, largely revolving around automated messages promoting scam websites, scam games designed to appear to give out free Robux, and invalid Robux codes. [40] [41] In the Roblox community, there are people known as "beamers" who compromise Roblox accounts to steal and sell their items on black ...

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  6. Medicare (United States) - Wikipedia

    en.wikipedia.org/wiki/Medicare_(United_States)

    Medicare is a federal health insurance program in the United States for people age 65 or older and younger people with disabilities, including those with end stage renal disease and amyotrophic lateral sclerosis (ALS or Lou Gehrig's disease). It was begun in 1965 under the Social Security Administration and is now administered by the Centers ...

  7. Hyperbolic discounting - Wikipedia

    en.wikipedia.org/wiki/Hyperbolic_discounting

    Hyperbolic discounting is mathematically described as. where g ( D) is the discount factor that multiplies the value of the reward, D is the delay in the reward, and k is a parameter governing the degree of discounting (for example, the interest rate ). This is compared with the formula for exponential discounting:

  8. Antivirus software - Wikipedia

    en.wikipedia.org/wiki/Antivirus_software

    Antivirus software (abbreviated to AV software ), also known as anti-malware, is a computer program used to prevent, detect, and remove malware . Antivirus software was originally developed to detect and remove computer viruses, hence the name. However, with the proliferation of other malware, antivirus software started to protect against other ...

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