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  2. Government programs can make home repairs and renovations more affordable. Find out if you are eligible for home improvement loans and learn how to apply.

  3. Your local or state government may offer loans or home repair programs. Find your local government website or your state website. Search for its housing department to learn about programs in your community. Find more government programs that can help during tough financial times.

  4. Home repair programs for Native Americans, veterans, and rural...

    www.usa.gov/home-repair-programs-special-groups

    If you live in a rural area and have a very low income, you may qualify for single-family housing repair loans and grants. The Section 504 Home Repair program provides funds to improve or modernize your home or remove health and safety hazards. Learn if you are eligible and how to apply for Section 504 home repair loans and grants. Find and ...

  5. Home weatherization and energy efficiency assistance

    www.usa.gov/weatherization-energy-programs

    If you cannot pay your home heating or cooling bill, learn how you may qualify for the Low Income Home Energy Assistance Program (LIHEAP). LIHEAP may also help pay for improvements to make your home more energy-efficient.

  6. Government grants and loans - USAGov

    www.usa.gov/government-grants-and-loans

    Government loans can help pay for education, housing, business, and more. Federal grants are for organizations. Learn the differences between grants and loans and how to apply.

  7. Home buying assistance - USAGov

    www.usa.gov/buying-home

    If you want to buy a home, a government-backed home loan or a mortgage assistance program could help. Learn about the types of loans and how to qualify and apply. Homeownership vouchers for first-time homebuyers

  8. If you have a low income and want to buy your first home, the Housing Choice Voucher homeownership program could help. It may also help you pay monthly housing expenses.

  9. You can find government loans for: Students who need help paying for school; People who want to buy a home or make home repairs or improvements; Small business owners interested in funding their business ; People or businesses needing support after a disaster; Farmers and ranchers; Applying for government loans. Each federal loan program has ...

  10. Housing help - USAGov

    www.usa.gov/housing

    See if you qualify for government assistance from HUD or your state to rent, buy, or repair a home. Find emergency housing and avoid foreclosure and eviction.

  11. If you want to buy a home, a government-backed home loan or a mortgage assistance program could help. Learn about the types of loans and how to qualify and apply.