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2. Insurance - Wikipedia

   en.wikipedia.org/wiki/Insurance

   This coverage is marketed for those who put low down payments, have high interest rates on their loans, and those with 60-month or longer terms. Gap insurance is typically offered by a finance company when the vehicle owner purchases their vehicle, but many auto insurance companies offer this coverage to consumers as well.

3. Effective interest rate - Wikipedia

   en.wikipedia.org/wiki/Effective_interest_rate

   The effective interest rate ( EIR ), effective annual interest rate, annual equivalent rate ( AER) or simply effective rate is the percentage of interest on a loan or financial product if compound interest accumulates in periods different than a year. [1] It is the compound interest payable annually in arrears, based on the nominal interest rate.

4. Car finance - Wikipedia

   en.wikipedia.org/wiki/Car_finance

   The borrower then pays off the financial institution the same as for a direct loan. [citation needed] Typically, the indirect auto lender will set an interest rate, known as the "buy rate". The auto dealer then adds a markup to that rate, and presents the result to the customer as the "contract rate".

5. What is the Average Car Loan Interest Rate? - AOL

   www.aol.com/average-car-loan-interest-rate...

   The average interest rate for auto loans on new cars in 2022 is 4.07%. The average interest rate on loans for used cars is 8.62%. If you have a high credit score, you can expect your interest rate ...

6. Net income falls for Central Pacific Bank's parent company - AOL

   www.aol.com/net-income-falls-central-pacific...

   Jul. 27—Central Pacific Financial Corp., parent company of Central Pacific Bank, saw second-quarter net income fall nearly 18% compared with the same period in 2022. The holding company for the ...

7. Central Pacific Bank - Wikipedia

   en.wikipedia.org/wiki/Central_Pacific_Bank

   Central Pacific Bank is an American regional commercial bank headquartered in Honolulu, Hawaii. It was founded by Koichi Iida, a Honolulu business leader, with assistance from Sumitomo Bank in Japan. Mr. Iida was President from 1954 to 1960. [1] It is the main subsidiary of Central Pacific Financial Corporation ( NYSE : CPF ).