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  2. Free College Courses for Senior Citizens in All 50 States ...

    www.aol.com/finance/free-college-courses-senior...

    Oregon. Oregon State University allows senior citizens at least 65 years old to audit college courses for free at a maximum of eight credit hours per semester. The University of Oregon also waives ...

  3. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    Loan type. Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620

  4. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    FAQ about mortgages for seniors. What counts as income for a mortgage loan as a senior? Lenders consider employment wages, Social Security payments, freelance income, part-time income, tips ...

  5. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify. Later that same year, the program was expanded to include those ...

  6. Administration of federal assistance in the United States

    en.wikipedia.org/wiki/Administration_of_federal...

    In the United States, federal assistance, also known as federal aid, federal benefits, or federal funds, is defined as any federal program, project, service, or activity provided by the federal government that directly assists domestic governments, organizations, or individuals in the areas of education, health, public safety, public welfare, and public works, among others.

  7. Social programs in the United States - Wikipedia

    en.wikipedia.org/wiki/Social_programs_in_the...

    Welfare in America. The United States spends approximately $2.3 trillion on federal and state social programs including cash assistance, health insurance, food assistance, housing subsidies, energy and utilities subsidies, and education and childcare assistance. Similar benefits are sometimes provided by the private sector either through policy ...

  8. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    In the United States, student loans are a form of financial aid intended to help students access higher education. In 2018, 70 percent of higher education graduates had used loans to cover some or all of their expenses. [ 1] With notable exceptions, student loans must be repaid, in contrast to other forms of financial aid such as scholarships ...

  9. 5 Ways Seniors Can Get Free Legal Assistance - AOL

    www.aol.com/5-ways-seniors-free-legal-171938257.html

    Navigating your way through difficult legal issues such as long-term care, estate planning, or social security benefits, as an aging American without adequate support is an overwhelming and...

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