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2. 6 Free Budget Templates for Excel, Google Sheets & Numbers - AOL

   www.aol.com/6-free-budget-templates-excel...

   Here are our picks based on budgeting personality types one might fall into. Best yearly budget template: Vertex42. Best monthly budget template: Vertex42. Best weekly budget template ...

3. 9 Free, Easy-To-Use Budget Templates and Spreadsheets - AOL

   www.aol.com/9-free-easy-budget-templates...

   One good option to consider is the Microsoft Excel personal monthly budget spreadsheet. This comprehensive budgeting template contains main categories, such as housing, entertainment ...

4. Personal budget - Wikipedia

   en.wikipedia.org/wiki/Personal_budget

   Personal budgets are usually created to help an individual or a household of people to control their spending and achieve their financial goals. Having a budget can help people feel more in control of their finances and make it easier for them to not overspend and to save money. [3] People who budget their money are less likely to amass large ...

5. Create Your Perfect Budget With This Worksheet - AOL

   www.aol.com/finance/create-perfect-budget...

   Committing your budget to paper takes the benefits... Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 more ways to reach us. Mail ...

6. 4–4–5 calendar - Wikipedia

   en.wikipedia.org/wiki/4–4–5_calendar

   The 4–4–5 calendar is a method of managing accounting periods, and is a common calendar structure for some industries such as retail and manufacturing. It divides a year into four quarters of 13 weeks, each grouped into two 4-week "months" and one 5-week "month". The longer "month" may be set as the first (5–4–4), second (4–5–4), or ...

7. Waterfall chart - Wikipedia

   en.wikipedia.org/wiki/Waterfall_chart

   An example of waterfall charts. Here, there are 3 total columns called Main Column1, Middle Column, and End Value. The accumulation of successive two intermediate columns from the first total column (Main Column1) as the initial value results in the 2nd total column (Middle Column), and the rest accumulation results in the last total column (End Value) as the final value.

8. List of monthly expenses to include in your budget - AOL

   www.aol.com/finance/examples-monthly-expenses...

   Examples of monthly expenses to include in a budget. 1. Housing. Housing expenses frequently take up the largest chunk of monthly expenses and include monthly mortgage or rent payments, depending ...

9. Equivalent annual cost - Wikipedia

   en.wikipedia.org/wiki/Equivalent_annual_cost

   Equivalent annual cost. In finance, the equivalent annual cost ( EAC) is the cost per year of owning and operating an asset over its entire lifespan. It is calculated by dividing the negative NPV of a project by the "present value of annuity factor": where r is the annual interest rate and. t is the number of years.