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2. How to maximize your 0% APR credit card and avoid debt traps

   www.aol.com/finance/maximize-0-apr-credit-card...

   17. $150 BT fee, $12.23 in interest. Card with no intro APR offer. $5,000. $300. 20. $946 in interest. With the 0 percent APR credit card, you’d save $783.77, even with the 3 percent balance ...

3. Which cards still offer a 21-month intro APR? - AOL

   www.aol.com/finance/cards-still-offer-21-month...

   The best 0 percent APR cards also offer an interest-free period for purchases, so you can finance large expenses over time. May benefit your credit utilization ratio. When you open a new card ...

4. 5 ways a 0% APR credit card could actually hurt your credit - AOL

   www.aol.com/finance/5-ways-0-apr-credit...

   The best 0 percent intro APR cards offer between 15 and 21 months of zero interest on purchases, offering plenty of time to pay off balances before the 0 percent intro APR expires. A credit card ...

5. Credit card balance transfer - Wikipedia

   en.wikipedia.org/wiki/Credit_card_balance_transfer

   A credit card balance transfer is the transfer of the outstanding debt (the balance) in a credit card account to an account held at another credit card company. [1] This process is encouraged by most credit card issuers as a means to attract customers. The new bank/card issuer makes this arrangement attractive to consumers by offering incentives.

6. The 10 Best Balance Transfer Credit Cards of October 2022 - AOL

   www.aol.com/finance/10-best-balance-transfer...

   4.5 out of 5 Overall. Key Features. 21 months of 0% APR. No penalty APR. Low regular APR. Get Details. The BankAmericard Credit Card is the best balance transfer card available.

7. Introductory rate - Wikipedia

   en.wikipedia.org/wiki/Introductory_rate

   An introductory rate (also known as a teaser rate) is an interest rate charged to a customer during the initial stages of a loan. The rate, which can be as low as 0%, is not permanent and after it expires a normal or higher than normal rate will apply. The purpose of the introductory rate is to market the loan to customers and to seem attractive.