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There are three ways to apply for the Fresh Start program. The process can take less than 10 minutes. Online: Go to myeddebt.ed.gov and log in to your account. This is the easiest option if you know your log-in information. Phone: Call us at 1-800-621-3115 (If you are deaf or hard of hearing, the TTY number is 1-877-825-9923).
Get Out of Default With Fresh Start. Fresh Start is a temporary program from the U.S. Department of Education (ED) that offers special benefits for borrowers with defaulted federal student loans. Fresh Start ends Sept. 30, 2024.
If you use Fresh Start to get your loan (s) out of default, you’ll regain the ability to get federal student aid, such as grants or loans. Completing your degree may increase your potential income and help you boost your financial stability long-term.
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There are three ways to apply for the Fresh Start program. The process can take less than 10 minutes. Online: Go to myeddebt.ed.gov and log in to your account. This is the easiest option if you know your log-in information.
The Supreme Court blocked the one-time debt relief plan (you may also know this as the forgiveness of up to $20,000 for Pell Grant borrowers). But you may be able to get help repaying your loans, including full loan forgiveness, through other federal student loan programs.
Eligible borrowers can use the Fresh Start initiative to easily get their loans out of default. Don’t wait! It takes 10 minutes or less to work with us to request the full benefits of Fresh Start.
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Get Checklists for Academic and Financial Preparation. Learn About Grants, Work-Study, Loans, and Scholarships. We're here to help you access and manage your financial aid. If you filled out the FAFSA ® form, you may have been offered grants, work-study, and loans.
Now that the COVID-19 payment pause has ended, student loan payments have restarted. For most borrowers, the first payment after the payment pause ended was due in October 2023. Review important concepts, tips, and recommendations for repaying your student loans at Repaying Student Loans 101.