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Re: These Two Card Issuers Does What They Say! Congrats on your CLIs. I feel Blaze and First Savings Credit cards are much more generous comparing to other sub prime cards. First year they charge $75/year. After that normally they waive AF ( you have to call them and ask them to waive) They CLI every 6 months.
I have that card, and I have not used it at all in the past few months, prior to that a few small charges here and there. That said I find their customer service sucks to deal with, which is one of many reasons I don't bother with it really. My credit score is currently over 700, so I have options I didn't have when I got this card.
In the meantime I received approvals for BestBuy Visa $2000, Credit One $750 and $3000/ Capital One Visa $500, Reflex Mastercard $1000, and approvals just continued getting better all the time. To this day, my Express card is still at $100 and I have been declined twice for increased despite raising my score from low 500's to 656 today
Charge off removal Continental Finance/Celtic Bank. I had a Reflex credit card through Celtic Bank that was serviced by Continental Finance. I got into a mess a couple of years ago and let the account default and it charged off. I entered into a payment agreement with them and paid the balance off in full a few months ago.
Re: Wells Fargo Credit Card Data Points Needed for Approval. @Remedios wrote: I have two cards, Propel and Active Cash. No other "relationship" with WF. Both were instant approvals, first one for $12,000.00, second one $18,000. First application, Fico a wee bit over 800. Very low (unplanned) utilization, I believe only two cards were reporting.
Re: Kohls / Capital One New Rewards Visa Card. @Matt9543 $1500 Limit. Message 3 of 10. 0 Kudos. Reply. ptatohed. Valued Contributor. 05-30-2024 02:49 AM.
Re: Approved for Wells Fargo Reflect - $7500 Starting Limit. @gdale6 wrote: Grats on your reflect approval. This is such a new card IMHO it would be best to call WF customer service as others are going to be in the same boat. i co-sign this. i was approved for the card yesterday and initially was gonna throw some bts on it in the app, but due ...
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The main benefit is 0% interest for up to 21 months, as long as you pay on time. I always pay on time. Even better, I was approved with a $5000 SL so that I can transfer my balance onto that card and still be under 30% UTI. I can sock drawer it, set up automated payments, pay more when I can, and avoid the finance charge of carrying that balance.
Re: Mission Lane Visa. I wouldn't take it. Get a secured credit card if u need another credit card. Plus theres an AF for that card. Was pre approved in the credit karma portal, wanted to check the limit and rate. Was approved for a $300 unsecured limit with a chance to - 6384486.